Our Services
Coverage designed for the industries we know inside out.
Specialized insurance programs for trucking operators, cargo movers, and fleet businesses across Canada — engineered by underwriters who understand your risks.
Purpose-built for Canadian transport operators.
OUR SERVICES
Driven to Protect
O2 Insurance Services offers Canada’s 1st real-time insurance platform — designed by transportation professionals, for transportation professionals. We take a modern approach to insuring your transportation business, moving away from spreadsheets and using telematics to rate your fleet based on its actual use.
Transportation Insurance
Transportation Insurance
O2 Insurance Services is proud to offer Canada's 1st online, telematics-rated transportation insurance platform. Get coverage in a click, whether your fleet is local delivery all the way to long haul with U.S. exposure — O2 Insurance Services has got you covered!
Explore Transportation →
FleetOperate
FleetOperate
An all-in-one, end-to-end risk management platform designed for the transportation industry that digitizes driver management, vehicle maintenance and insurance in one place.
Explore FleetOperate →
Deductible Buydown
Deductible Buydown
Unexpected claims can have a significant financial impact. Discover how a flexible deductible solution can reduce out-of-pocket costs, minimize operational disruptions, and provide greater confidence when the unexpected happens.
Explore Deductible Buydown →Ready to protect what you’ve built?
Talk to a specialist who knows your industry.
Get coverage designed around how your operation actually runs — not a template built for someone else’s fleet.
Why choose O2
Specialists, not generalists.
Traditional brokers push standardized policies. We build coverage from the ground up for the industries we serve.
Bespoke Program Design
We design coverage structures around your operation — not slot you into off-the-shelf policies that half-fit.
Deep Industry Expertise
Every specialist on our team knows transportation and fleet space firsthand — from underwriting to claims.
Competitive Structures
Focused specialization means better carrier relationships, sharper pricing, and program economics that work for you.
Optiom Group Backing
As part of the Optiom family, we bring the resources of a national insurance group to every client relationship.
Responsive Service
Every client gets a dedicated specialist. Real people, real expertise, response times measured in hours not weeks.
Claims Advocacy
When it matters most, we advocate for you — with fast, transparent, and fair claims handling.
Common Questions
Straight Answers.
Ready to find the right coverage?
Talk to a specialist who understands your industry — not just insurance.
