TRANSPORTATION & CARGO INSURANCE · CANADA & U.S.
Specialized Protection. Strategic Advice. Driven to Protect.
O2 Insurance Services is a Canadian specialty commercial insurance brokerage built for businesses operating in evolving industries — from complex commercial risks to personal insurance for business owners.
Licensed nationwide • Member of the Optiom Group • Response within 1 business day

OUR SERVICES
Driven to Protect
O2 Insurance Services offers Canada’s 1st real-time insurance platform — designed by transportation professionals, for transportation professionals. We take a modern approach to insuring your transportation business, moving away from spreadsheets and using telematics to rate your fleet based on its actual use.
Transportation Insurance
Transportation Insurance
O2 Insurance Services is proud to offer Canada's 1st online, telematics-rated transportation insurance platform. Get coverage in a click, whether your fleet is local delivery all the way to long haul with U.S. exposure — O2 Insurance Services has got you covered!
Explore Transportation →
FleetOperate
FleetOperate
An all-in-one, end-to-end risk management platform designed for the transportation industry that digitizes driver management, vehicle maintenance and insurance in one place.
Explore FleetOperate →
Deductible Buydown
Deductible Buydown
Unexpected claims can have a significant financial impact. Discover how a flexible deductible solution can reduce out-of-pocket costs, minimize operational disruptions, and provide greater confidence when the unexpected happens.
Explore Deductible Buydown →ABOUT US
A Partnership Built for Growth
Whether you’re expanding into new markets, acquiring new assets, hiring employees, or taking on larger contracts, we’re here to help ensure your insurance program continues to support your business objectives. Because lasting partnerships create stronger businesses.
Our Promise
At O2 Insurance Services, we measure success by the long-term relationships we cultivate. We promise to deliver expertise you can trust with tailored insurance solutions designed around your business. Together we will help protect what matters most today while giving your business the confidence to grow tomorrow.
Meet the Team
The people behind O2 Insurance Services.
A team built on decades of specialty transportation and commercial insurance experience — committed to protecting the businesses that keep goods moving across Canada and the U.S.

Flexible Payment Options
Pay monthly with Bamboo Premium Financing
Don’t want to pay your policy premium up front? You don’t have to. Through Bamboo Premium Financing, you can spread the cost of your coverage into affordable monthly payments, with fast approvals, fair rates, and a friendly Canadian team behind every application.
Financing is provided by Bamboo Premium Financing Inc. Approval, terms and rates are determined by Bamboo and are subject to credit review. Bamboo Premium Financing Inc. is affiliated with Optiom Inc. O2 Insurance Services Inc. through common ownership.
Ready to find the right coverage?
Talk to a specialist who understands your industry — not just insurance.
